Bank-as-a-Service for Modern Platforms
Open branded Virtual Bank Accounts (VAs) for your users through a single API — with built-in KYC, compliance and multi-bank connectivity.
What Is DogPay BaaS?
Virtual Bank Account (VA) Issuance
Embedded KYC & Identity Verification
(Full KYC or Proof of Address)
Built-in Compliance
(FATCA & Source of Funds)
Multi-Bank Connectivity
Real-Time Event Webhooks
Individual & Business Accounts
DogPay BaaS (Bank-as-a-Service) lets fintechs and platforms open Virtual Bank Accounts for their end-users through a single API integration — with identity verification, compliance and partner-bank connectivity handled end-to-end.
API-First, Go Live in Weeks
One API, Complete Account Infrastructure
Everything you need to verify users, issue accounts and move money worldwide
Named Multi-Currency Virtual Accounts
Issue dedicated Virtual Accounts for each individual or business sub-merchant, ready to collect and hold funds across multiple currencies.
Global Payment Rails
Connect your users to international banking networks including SWIFT and SEPA for cross-border collection and payouts.
Seamless Fiat & Crypto Settlement
Bridge traditional banking and digital assets, settling between fiat and crypto across borders within a single platform.
Who It's For
See how DogPay BaaS fits a range of platforms and businesses
1. Fintech Platforms
Embed bank accounts into your product without becoming a bank
2. Marketplaces & PSPs
Open Virtual Accounts for sub-merchants to collect and settle funds
3. Web3 Businesses
Give users fiat on/off-ramps backed by real bank accounts
4. Cross-Border Merchants
Hold and move multi-currency funds over global payment rails
Launch Virtual Accounts in Weeks, Not Months
Integrate once and start opening compliant bank accounts for your users at scale
Frequently asked questions
What does Bank as a Service provide?
DogPay BaaS (Bank-as-a-Service) lets fintechs and platforms open Virtual Bank Accounts for their end-users through a single API integration — with identity verification, compliance and partner-bank connectivity handled end-to-end.
Which businesses is Bank as a Service suitable for?
- Fintech Platforms — Embed bank accounts into your product without becoming a bank
- Marketplaces & PSPs — Open Virtual Accounts for sub-merchants to collect and settle funds
- Web3 Businesses — Give users fiat on/off-ramps backed by real bank accounts
- Cross-Border Merchants — Hold and move multi-currency funds over global payment rails